Thursday, December 31, 2009

goodbye ppo, hello hsa

I woke up this morning with the realization that I only had one day left -- a few hours, really -- to make any medical claims before our insurance changes tomorrow. And so I did what any good mother would do: I took my children to the doctor.

The visit was for Caleb -- his four month well check up. (And the appointment had actually been scheduled for over two months, but the insurance company doesn't know that, and I'd like to come out on top for once as far as health care is concerned.) He's healthy as a horse and right on target developmentally. Here are his stats:

Length: 26 1/4 inches (up from 23 3/4 inches at two months)
Weight: 18 lbs 9 oz (up from 12 lbs 12 oz at two months)

He's currently in the 90th percentile for both. I know he's grown a lot in the last two months, but I have to admit that I was a little shocked when I heard the numbers because he certainly doesn't look chubby. I guess all that weight is getting evenly distributed throughout those whopping 26 inches.

He handled his shots like a pro, and as a reward (okay, we'd be doing it anyway), we get to start introducing solids. Cereal, followed by veggies, followed by fruits. Oh my. Is my baby already old enough for this?

Reflux is still an issue, and we left the doctor's office with another prescription for an antacid. Hoping to continue to milk the insurance company for all they've got, we stopped by the pharmacy on the way home to fill it. A health care angel must have been perched on my shoulder today because they finally had a generic version which cost me only $10 instead of $45. If I hadn't been weighted down with children and wet snow, I'm positive I would have skipped the whole way home.

Caleb cost us, and our insurance company, quite a bit this year, but he's been worth every penny, and I'm happy we get to claim him for our family. Here's to a healthy 2010 spent with him, his kooky older brother, and our new health savings account.

3 comments:

TheQueen@TerrorsInTiaras said...

Oh, don't even get me started on insurance....:) We have been milking as much as we can since we hit our out-of-pocket max this year. To say that I am dreading a new year of meeting high deductibles would be an understatement. Let's hope neither of us have to even see the doctor this year, except for those well checks. Happy New Year! Wave in the direction of the big dropping ball for us!

Lyndsie Miles said...

We're just about to get new health insurance as well.

Glad to know Caleb is a healthy big boy! Good luck with the continued effort with the reflux and introducing solid (ok, more like liquid mush) food!

Carrie said...

I loved having a HSA and I really miss it, but it isn't an option here. Doesn't your HSA cover wellness? Under our HDHP all the wellbaby visits, vaccines etc. were covered.